Terms of Use and User Agreement

1. PARTIES

This Terms of Use and User Agreement (hereinafter referred to as the "Agreement");

has been signed between, on the one hand, PARİBU KRİPTO VARLIK ALIM SATIM PLATFORMU A.Ş. with MERSIS Number 0827062136100017, having its registered address at Huzur Mahallesi Maslak Ayazağa Caddesi Uniq İstanbul Sitesi B Blok No: 4B Sarıyer/İstanbul, the owner of www.paribu.com and the mobile device applications (hereinafter referred to as "PARİBU") and, on the other hand, persons who accept the conditions set out below ("Member") on www.paribu.com or the mobile applications officially announced by PARİBU (hereinafter referred to as the "Platform").

PARİBU and the Member are referred to in the Agreement separately as a "Party" and together as the "Parties".

2. DEFINITIONS

PARİBU: Refers to PARİBU KRİPTO VARLIK ALIM SATIM PLATFORMU A.Ş.

Member / Members: Refers to persons who electronically sign the Agreement on the Platform but have not yet completed identity verification.

User / Users: Refers to natural or legal persons who accept the Agreement on the Platform and, without limitation, all contracts, permission and approval forms signed during the membership process, and who acquire the title of "User" by completing identity verification.

Visitor / Visitors: Refers to persons who visit the Platform without becoming a member.

Crypto Asset: Refers to an intangible asset unit that can be transferred to anywhere in the world, has no central control point, is based on blockchain technology, the price of which is not determined by anyone but rather varies according to the free market, can be electronically created and stored using distributed ledger technology or similar technology, is distributed via digital networks, and may represent value or rights.

Crypto Asset Wallet: Refers to a computer software that holds your Crypto Asset addresses and their keys. Crypto Assets can be transferred between these addresses. These Crypto Asset addresses are randomly generated cryptographic public-key pairs.

Platform: Refers to the website consisting of the domain www.paribu.com and the sub-domains connected to this domain, and the mobile applications offered for service via the Android operating system and the iOS operating system, which also belong to PARİBU. The said Platform refers to the environment in which Crypto Asset trading, initial sale or distribution, exchange, transfer, the custody required for these and other transactions that may be determined are carried out.

Personal Data Processing and Protection Policy: Refers to the text — accessible via the Platform — that regulates the general procedures and principles regarding the processing of personal data by PARİBU, including matters such as the purposes for which and the manner in which personal data processed by PARİBU will be used.

Account Information Page: Refers to the special page accessible only with the telephone number and password belonging to the relevant User, on which the User can carry out the necessary procedures to benefit from the various applications and Services on the Platform, and on which they enter their personal data and the information requested from them on an application-by-application basis.

Services: Refers to the applications offered by PARİBU for the purpose of enabling Members and Users to carry out the works and operations defined within the Agreement.

KVKK: Refers to the Personal Data Protection Law No. 6698 and all legislation connected to this Law.

3. PURPOSE

The Agreement has been entered into for the purpose of regulating the mutual rights and obligations between PARİBU and the User, Member and Visitor regarding the Member's benefitting from the Services offered by PARİBU.

4. COMMENCEMENT

The Agreement begins with the Visitor's electronic membership of the Platform. When becoming a member of the Platform, the Visitor accepts, declares and undertakes that they have read all provisions of the Agreement and each article separately, and that they agree separately on each article.

5. RIGHTS AND OBLIGATIONS OF THE PARTIES

5.1. In order to acquire member status, the Agreement on the Platform must be electronically signed, the information requested therein must be filled in correctly and up to date, and the membership application must be evaluated and approved by PARİBU. After the membership application is approved by PARİBU, Visitors are accepted as Members.

5.2. Following the Member's completion of identity verification procedures (i. providing the information requested from them, ii. carrying out remote identity verification and liveness tests, iii. carrying out their first financial movement by bank and/or credit card, iv. fulfilling other conditions required by the legislation, and v. fulfilling other conditions to be determined by PARİBU), and following PARİBU's carrying out of the necessary checks regarding the prevention of money laundering and the financing of terrorism, the User status begins where there is no objection and the membership is approved by PARİBU; thus the User acquires the rights and obligations specified in the Agreement and in the relevant places on the Platform. The User's signing of the Agreement, activating their account and completing identity verification procedures does not mean that they will benefit immediately from Crypto Asset transfers and Turkish lira transfers. PARİBU may set certain rules regarding Users' use of their accounts and may update these rules at any time without prior notice. Within this scope, after the User electronically signs the Agreement, completes identity confirmation and activates their account, they may begin to make Turkish lira deposits and withdrawals; however, they must wait 48 (forty-eight) hours in order to be able to make a Crypto Asset withdrawal. After Turkish lira deposit transactions to the User's account, restrictions may be applied to Crypto Asset send transactions for security purposes for a definite/indefinite period. In this case, the User may, if they wish, create a request via Paribu Support by submitting the information, documents and visuals requested by PARİBU. Although it is at the discretion of PARİBU, after the verification of the information, documents and visuals submitted, the User's Crypto Asset transfer transactions may be permitted without waiting for the 48 (forty-eight) hour period. For detailed information on all account uses, please visit the Paribu Support page. All notifications regarding account use will be announced via this link, and these announcements are an integral part of the Agreement.

5.3. The User who is a natural person accepts, declares and undertakes that they are over 18 (eighteen) years of age and have the capacity to exercise civil rights under Turkish laws in order to use the site. The natural person who creates an account on behalf of a User who is a legal person accepts, declares and undertakes that they are the authorised representative of the legal person they represent, and that all information and documents declared and submitted for membership are accurate. Liability for all damages that may arise due to the User providing this information incorrectly belongs to the User and/or the legal person they represent. PARİBU is entitled, in the event that it determines that the User has provided incorrect and/or false information, to cancel, halt or suspend the account belonging to the User without any notice and not to open an account for this person thereafter. PARİBU shall not be liable for any damages that may arise for these reasons.

5.4. The User declares that, in any transaction they will carry out through their account at PARİBU, they will act in their own name and for their own account, and will not act on behalf of another. In the event that the User acts on behalf of or for the account of another, they undertake to provide written information to PARİBU before carrying out the transaction in compliance with Article 15 of Law No. 5549 on the Prevention of Laundering of Proceeds of Crime, and to provide all information and documents requested for the identification of the person on whose behalf the action is taken, including the identity information of that person. In the event that the User does not provide all information and documents requested for identification, they accept, declare and undertake that they will not raise any objection in the event that the requested transaction is not carried out by PARİBU. PARİBU is entitled to terminate this Agreement and close the account to use without complying with any notice period in the event that it determines that the User's account is being used for unjust enrichment, with bad intent or for false purposes, or is being transferred or otherwise used for the purposes of acts prohibited under local legislation, including in connection with illegal betting and games of chance.

5.5. The User may not transfer, sell, donate or, under any name whatsoever, allow third parties to use their account or rights. However, with the condition that the User or their representative submits to PARİBU a special power of attorney that has been duly issued by a Notary office and that expressly contains the powers regarding having their account at PARİBU used, the User's proxy may be permitted by PARİBU to use the User's account, with all legal and criminal liability belonging to themselves. PARİBU may request additional information and documents from the special authorised representative who will use the account in order to verify the beneficial owner information of this person. In the event that actions of the User contrary to this article are identified, PARİBU has the right to cancel, halt or suspend the User's account without prior notice. All damages occurring within the scope of this article are the responsibility of the User and the representative, and all criminal sanctions also belong to these persons. The User and the representative accept that they irrevocably RELEASE PARİBU due to PARİBU's exercise of these rights.

5.6. The User has the right to terminate their member status at any time. The carrying out of cancellation of membership does not mean cancellation of any consent given for sending commercial electronic messages. The User must also separately withdraw the consent for sending electronic messages they previously gave.

5.7. The owner of all services connected to the service offered on the Platform, the domain names, software codes, interfaces, content, product reviews, videos, algorithms, drawings, models, designs, copyrights and, without limitation, all other intellectual and industrial rights is exclusively PARİBU KRİPTO VARLIK ALIM SATIM PLATFORMU A.Ş. (excluding content and applications obtained from third parties). PARİBU does not permit the copying, reproduction and dissemination of, and reverse engineering of, the said services and the pages connected thereto. The User, Member and Visitor accept, declare and undertake that they will not act contrary to these provisions. The action contrary to these provisions of the person or persons directly or indirectly associated with the User, Member and Visitor is a reason for unilateral and just termination of the Agreement, and all legal and criminal liability belongs to the User, Member and Visitor. PARİBU is entitled not to open an account for this person or persons thereafter.

5.8. The User is responsible for the accuracy and confidentiality of the information provided when becoming a member of the site, for the protection of the membership and password information determined by the Member during the membership period, for the validity period of the approval codes sent by the system, and for ensuring that this information is not shared with third parties or obtained by third parties in any way whatsoever. On the other hand, PARİBU cannot be held liable for cyber-attacks and any kind of theft offences that may occur in the User's accounts or in PARİBU's systems, whether arising from PARİBU's systems or those of the internet hosting company, or for any reason. The User accepts, declares and undertakes that they will not make any claim against PARİBU under any name for damages arising from these matters and that, in this respect, they irrevocably RELEASE PARİBU.

5.9. When carrying out a money transfer transaction, the User shall use a bank account registered in their own name and operating under the laws of the Republic of Türkiye. The User is responsible for any delays that may occur or for the non-occurrence of the transfer in the event of a transfer from the bank account of a different person. The User accepts that PARİBU has no liability for the related delays. The refund process for transfers made from the bank account of different persons is set out in the "Help Centre" section, which is an integral part of the Agreement. Likewise, the User is also responsible for delays arising from making transfers via ATMs or other money deposit methods, or for the non-occurrence of the transfer. The procedures regarding these matters are set out in the "Help Centre" section. The action contrary to these provisions of the User or of the person or persons directly or indirectly associated with the User is a reason for unilateral and just termination of the Agreement, and all legal and criminal liability belongs to the User. PARİBU is entitled not to open an account for this person or persons thereafter.

5.10. The User may have only a single account and may use the Platform only for the purpose of benefitting from the services defined in the Agreement. The User accepts, declares and undertakes that PARİBU has the right to cancel, halt or suspend all accounts without prior notice in the event that PARİBU identifies the existence of more than one account belonging to the same person, that PARİBU has no liability due to these procedures, and that they irrevocably RELEASE PARİBU on this account. All legal and criminal liability that arises and may arise in the cases enumerated within the scope of this article belongs to the User.

5.11. The Member and User declare that they accept that they will act in compliance with the provisions of the Agreement, all conditions specified on the Platform, the applicable legislation and rules of morality in the transactions and correspondence they carry out on the Platform. Legal and criminal liability for the transactions and actions carried out by the Member and User within the Platform belongs to themselves.

5.12. The User accepts in advance that they will not use the site, and will not allow others to use the site, for purposes contrary to all legislation in force in the Republic of Türkiye, in particular the Law on the Prevention of Laundering of Proceeds of Crime, and to general rules of law, and that they shall be responsible for all legal and criminal liability that may arise in the event that they use the site, or allow others to use their account, for purposes contrary to law and legislation. PARİBU cannot be held liable for any disposal and restriction to be applied by the authorised authorities on the account and Crypto Assets due to the User's use of the account contrary to Turkish Laws.

5.13. PARİBU may share information regarding the User, Member and Visitor that it holds with the said authorities, limited to the request, where so requested by the authorised authorities under applicable legislation.

5.14. PARİBU may at any time request certain information/documents from the User for information security, account-transaction confirmation and/or fulfilment of obligations arising from existing and future legal regulations.

The User must, where so requested by PARİBU, document the accuracy of their membership information. In the event that the requested information is not shared at all, or is shared incompletely or with delay, by the User, PARİBU has the right to unilaterally terminate the Agreement, block, suspend or completely delete the User's account without prior notice. PARİBU is not liable for damages that may arise for this reason.

5.15. The User is responsible for the transfers they make to the Crypto Asset Wallets and addresses of Crypto Assets listed on the Platform. In the event of the transfer of a crypto asset to a different Crypto Asset Wallet (for example, sending the crypto asset named USDT to a BTC wallet address), PARİBU cannot be held liable for this transfer, and all liability belongs to the User who made the erroneous send. According to the technical features of Crypto Assets, liability for erroneous sends to be experienced due to the incorrect entry of information that must be entered when making the transfer (for example, TAG, MEMO, Crypto Asset Wallet address, etc.) also belongs to the User. Liability for all damages that will arise in transfers made by the User via a network not present and/or not supported on PARİBU, and erroneous sends to PARİBU addresses of Crypto Assets not announced or listed on PARİBU, also belongs to the User. By way of example and without limitation, in the event that any request is made to PARİBU for the recovery of erroneous transfers attributable to Users as enumerated here, PARİBU is not under an obligation to fulfil these requests; however, a fee may be requested from the User for the fulfilment of these requests. Since this request will vary for each transaction specifically, the fee will be notified to the User upon request from the User and, if accepted by the User in writing, an attempt will be made to fulfil it; however, even in this case it has been accepted by the User that the recovery may not be possible. The User accepts, declares and undertakes that they irrevocably RELEASE PARİBU for all these situations.

5.16. The User is responsible for all tax obligations that will arise due to their use of the Platform and other obligations that may be introduced by legal regulation. No invoice will be sent to the User due to the User's use of the Platform and the transfers they make.

5.17. The membership and password information needed by the Member to access the Account Information Page and to carry out transactions on the Platform is created by the Member, and the security and confidentiality of the said information is entirely the Member's responsibility. The Member must use a strong password on the Platform and must use the relevant password only on the PARİBU Platform. The Member is responsible for the accuracy and confidentiality of the information provided when becoming a member of the Platform; accepts, declares and undertakes that the transactions carried out with their membership information and password were carried out by themselves; that liability arising from these transactions belongs to themselves in advance; that they may not raise any defence and/or objection that they did not carry out the works and transactions thus carried out, and/or refuse to fulfil their obligations on the basis of such defence or objection.

5.18. PARİBU cannot in any way be held liable for technical faults that may occur on the Platform. In addition, it cannot be held liable for any damage that arises and may arise directly or indirectly due to short or long-term technical faults. In cases such as transactions occurring due to technical errors and/or at unrealistic prices, PARİBU may cancel or reverse these transactions in order to correct the Platform and the systems used and to ensure their proper operation. PARİBU cannot be held liable for such transactions and no right may be claimed under any name. In the event of cancellation and/or reversal, the relevant User accounts may be frozen and, if a payment was made, the refund of the unjustly made payment may be requested. In the event that the relevant amounts are not refunded, PARİBU has the right to resort to all legal remedies.

5.19. The User, Member and Visitor will not use the Platform unlawfully or contrary to morality, in particular in the cases listed below.

i. Use of the Platform for the purpose of creating, controlling, updating or modifying a database, record or directory in the name of any person;

ii. Use of all or part of the Platform for the purpose of corruption, modification or reverse engineering;

iii. Carrying out transactions using false information or the information of another person, the creation of fake accounts using false or misleading personal data including false or misleading residence address, email address, contact, payment or account information, and the use of these accounts in a manner contrary to the Agreement or applicable legislation, the use of the account of another Member and/or User, becoming a party to or participant in transactions by impersonating another person or under a false name;

iv. The spreading of viruses or any other malicious software harmful to the Platform, to the Platform's database, to any content on the Platform;

v. Engaging in activities that will create unreasonable or disproportionately large loads on the communications and technical systems determined by the Platform, or that will harm the technical operation; the use, without the prior written permission of PARİBU, of "screen scraping" software or systems on the Platform such as automated programmes, robots, web crawlers, spiders, data mining and data crawling; and, in this manner, the unauthorised copying, publication or use of all or part of any content on the Platform.

5.20. The User, Member and Visitor are obliged to carry out their transactions on the Platform in such a way as to cause no financial damage to PARİBU and no technical damage to the Platform. The User, Member and Visitor accept and undertake that they have taken all necessary measures, including the use of the necessary protective software and licensed products, to ensure that the use of the Platform does not contain any programme, virus, software, unlicensed product, Trojan horse, etc. that will harm the Platform. The User, Member and Visitor also accept that they will not enter the Platform by means of robots or automated entry methods.

5.21. The use of the Platform or of the content thereon contrary to the conditions of use determined by the Agreement or contrary to the provisions of applicable legislation is unlawful; the relevant claim, lawsuit and proceedings rights of PARİBU are reserved.

5.22. Various procedures are applied at PARİBU for the security of Members. Within this scope:

5.22.1. Membership Creation;

PARİBU registers membership using two-factor verification (SMS and email approval) for the security of its Users and Members.

5.22.2. Transfer Transactions;

The User may transfer Turkish lira identified to their PARİBU account only to a bank account registered in their own name operating under the laws of the Republic of Türkiye. No additional approval procedure is operated for this transfer beyond the order to be given by the user.

A two-factor security procedure is applied for the carrying out of the User's Crypto Asset transfer order. Accordingly, after the transfer order, the User must enter correctly into the relevant fields the SMS approval code and the email approval code sent by PARİBU. In the event that the User has activated 2FA approval on their account, they must enter correctly into the relevant fields the 2FA approval code and the email approval code.

5.22.3 Activating the 2FA Security Option;

When the User wishes to activate the 2FA Security option on their account, they must enter correctly into the relevant fields the SMS approval code that will be sent to them.

Orders to be transmitted by the User without the security procedures being completed will not be carried out, and the giving of an order will not confer any acquired right on the User. All passwords, codes and approval codes provided within the scope of membership creation, transfer transactions and 2FA referred to above must be protected with confidentiality by the User. The User must not share the codes specified herein with anyone, except to enter them in the places requested by PARİBU for the realisation of the transaction they have requested. The User is obliged to take all measures to prevent malicious persons from gaining access. In the event that the relevant codes are obtained by others in any way, the relevant User shall be exclusively liable for any direct and indirect damage arising for the relevant User.

5.23. PARİBU shall act as a prudent merchant and shall exercise all necessary care. The Crypto Assets belonging to the User are kept in environments without an internet connection (cold wallet) against any possible cyber-attack. However, PARİBU does not provide custody services to its Users, and the keeping of assets in cold wallets cannot be interpreted as a custody service. In the event that the User's account is in any way obtained by unauthorised persons and PARİBU services are used, the provisions of Article 5.17 of the Agreement shall apply. The User declares and undertakes that, in this respect, they irrevocably RELEASE PARİBU.

5.24. Since Crypto Assets are based on blockchain technology, Crypto Asset transfers carried out via the Platform cannot be reversed by PARİBU. Since Crypto Asset transfers cannot be reversed, the service fee and transaction fee received from the User by PARİBU also cannot be refunded. The User declares and undertakes that, due to these transactions, they irrevocably RELEASE PARİBU.

5.25. PARİBU has the right not to accept the orders given by Users, without showing any reason. However, in this case, PARİBU shall refund the money deposited by the Users.

5.26. PARİBU initiates withdrawal and deposit transactions in money sends and Crypto Asset sends made by the User in line with the rules determined by PARİBU [for rules regarding transactions, please obtain detailed information from the deposit and withdrawal transactions guide] and in compliance with the software infrastructure within 48 (forty-eight) hours from the date the User enters the order into the system, except for technical faults, unforeseeable circumstances and other situations not limited thereto. PARİBU does not undertake to make a Crypto Asset withdrawal or deposit at the moment the order is given to any User. However:

5.26.1. PARİBU shall not be liable for damages that will arise in the event that money deposit and/or withdrawal transactions are not carried out, or are carried out late, due to "force majeure" cases enumerated in the laws and/or due to legal obligations.

5.26.2. PARİBU shall not be liable for damages that will arise in the event that Crypto Asset deposit and/or send transactions are not carried out, or are carried out late, due to "force majeure" cases enumerated in the laws and/or due to legal obligations.

5.27. PARİBU announces its fees relating to the services in the support section of the Platform. The relevant section is accessed at www.paribu.com/destek. The fees in this section are an integral part of the Agreement and shall come into force from the moment they are announced in the help section.

5.28. PARİBU is entitled to make any kind of change in the rates and limits of money deposit and withdrawal transactions offered via the Platform. PARİBU shall not be liable for damages that will arise due to these changes. PARİBU announces these changes on the help pages or other pages on the Platform. PARİBU may unilaterally determine the daily, weekly and monthly Turkish lira and Crypto Asset deposit and withdrawal limits of Users. PARİBU determines this assessment on a case-by-case basis and, according to the User's risk assessment, again unilaterally, has the authority to decrease and increase these limits at any time and without prior notice. No liability under any name may be imposed on PARİBU by the User due to PARİBU's exercise of these powers. The User accepts and declares in advance that they irrevocably waive these rights.

5.29. PARİBU shall provide support services only via the support channels offered through Paribu Support and the telephone number announced on the Platform. No support service is provided to Users by any method other than these support channels and telephone number. In the support services to be provided via the support channels and telephone number announced, no password, SMS or email approval code will be requested from Users by PARİBU, and no Crypto Asset address will be communicated to Users for the purpose of sending Crypto Assets. The User accepts that they will receive support from PARİBU in line with the provisions of this article. PARİBU cannot be held liable for damages and losses suffered or likely to be suffered by Users in the event of contact made using the name of PARİBU or by creating this impression, other than the channels of communication mentioned. PARİBU cannot be held liable for the aggrievement experienced by persons due to the obtaining of the identity information and similar sensitive data of Users by malicious third parties presenting themselves as PARİBU employees, or via "pirate" sites created using the name of PARİBU or by creating this impression. The User accepts, declares and undertakes that, in these matters, they irrevocably RELEASE PARİBU.

5.30. The Platform belonging to PARİBU is a Crypto Asset trading platform. Via the Platform, Users carry out, among themselves, the trading of the Crypto Assets listed on PARİBU. PARİBU does not determine the values formed on the Platform. Values are determined according to the supply and demand relationship. The Platform only acts as an intermediary for this trading. PARİBU has no liability for changes in the prices of Crypto Assets determined according to the supply and demand of Users. The liability for all damages and losses that will arise for these reasons belongs to the User.

5.31. PARİBU is a company entirely independent from similar Crypto Asset trading platforms and is not a representative of any company, platform or institution. It does not engage in joint work with any company. For this reason, Users cannot hold PARİBU liable for the aggrievement they experience via other similar platforms.

5.32. PARİBU does not undertake that the use of the Platform will be uninterrupted and error-free. Although the Company aims for the Platform to be accessible and usable 24/7, it does not provide a guarantee regarding the operation and accessibility of the systems that provide access to the Platform.

5.33. The non-use at the moment of arising of the rights and powers specified in the Agreement by PARİBU does not mean that there is, even implicitly, a waiver of these rights and powers and of their exercise. PARİBU is competent to exercise these rights and powers at any time it wishes, in compliance with the legislation.

5.34. PARİBU has the right to receive a service fee from the User at a rate determined by itself in Turkish lira withdrawal transactions and Crypto Asset buy/sell transactions. PARİBU has the right to make changes to these fees and rates at any time without prior notice. However, the changes made shall be announced on the Platform.

6. CONFIDENTIALITY AND THE PROTECTION OF PERSONAL DATA

6.1. Processing of Personal Data:

PARİBU is subject to the KVKK with regard to the processing of personal data obtained from its Users. PARİBU processes the personal data it collects from its Users in accordance with the Personal Data Processing and Protection Policy that can be accessed via the Platform. The Personal Data Processing and Protection Policy is an integral part of the Agreement.

For more information regarding our use of personal data and the rights you have on these matters, and to obtain information regarding our protection and processing of your personal data within the scope of the KVKK, you may review the privacy notices prepared specific to personal data processing processes, access the Personal Data Processing and Protection Policy on the Platform, and exercise the said rights by sending an email to [email protected].

The email address from which you contact us must be the email address you submitted during your PARİBU membership process. Unless reasonable proof is provided that you are a User, requests received from other email addresses will not be responded to.

6.2. Confidentiality:

6.2.1. PARİBU undertakes by this notification to keep the confidential information given to it strictly private and confidential, accepts the obligation to keep it as a secret and to take all necessary measures and exercise all due care to ensure and maintain confidentiality and to prevent the entry of all or any part of the confidential information into the public domain, or its disclosure to an unauthorised user or third party. PARİBU may share personal information of the User with legal authorities.

6.2.2. PARİBU undertakes:

To receive Confidential Information appropriately and to protect it in great confidentiality;

That it will not use Confidential Information for any other purpose, directly or indirectly, in any way whatsoever, other than for the realisation of the purpose of the relationship between the Parties;

That it will not, except in cases of legal obligations, disclose Confidential Information to third parties without the consent of the User and will not permit its use and/or copying by third parties;

That Confidential Information will also be protected by the personnel it employs, agents, and natural or legal persons acting on behalf of the Parties.

6.2.3. PARİBU may disclose information regarding Users to third parties, going outside the provisions of the confidentiality notice:

Where information regarding Users is requested in line with the obligations introduced by court orders, laws, regulations and similar written rules of law issued and in force by authorised legal authorities, and in line with an investigation, inquiry or prosecution conducted in compliance with procedural methods by authorised administrative and/or judicial authorities;

In cases where the provision of information is necessary for the purpose of protecting the rights or security of Users;

In cases related to the fulfilment of the requirements of the contracts between Users and to their implementation.

7. INTELLECTUAL PROPERTY RIGHTS

The "PARİBU" brand and logo, the design, software, domain name of the "PARİBU" mobile application and Platform, and all kinds of intellectual property rights of any brand, design, logo, commercial presentation form, slogan and all other content created by PARİBU in connection therewith are the property of PARİBU itself. The Visitor, Member and User cannot use, share, distribute, display, reproduce or create derivative works from the intellectual property rights subject to the ownership of PARİBU or its affiliates without its written permission. The Visitor, Member and User cannot use all or any part of the Platform in another environment without the written permission of PARİBU. In the event that the Visitor, Member or User acts in such a way as to violate the intellectual property rights of third parties or PARİBU, the Visitor, Member and User are obliged to compensate PARİBU and/or the said third party for all direct and indirect damages and costs.

8. LEGAL AND CRIMINAL SANCTIONS

8.1. The Visitor, Member and User undertake that they will use the site within the scope of the laws and all legislation of the Republic of Türkiye. In the event of unlawful use, PARİBU has the right and authority to share all information regarding the Member with the authorised authorities. This matter cannot be evaluated within the scope of breach of confidentiality and no liability can be attributed to PARİBU.

8.2. Due to the application of the provisions of the Agreement, the Visitor, Member and User undertake that they will not make comments and shares using the name and/or logo of PARİBU that tarnish the name of PARİBU, harm its commercial reputation or create unfair competition. This undertaking covers all kinds of written and visual media and all social media outlets. In the event that the breach of this article is identified, PARİBU has the right to unilaterally terminate the Agreement, block, suspend or completely delete the Member's account without prior notice. Likewise, PARİBU shall exercise all rights of compensation against the Visitor, Member and User due to the breach of this article. The Visitor, Member and User accept, declare and undertake that, due to the application of this article, they irrevocably waive in advance all rights of objection and request.

8.3. PARİBU is entitled to temporarily or permanently close the account or accounts of a User on which suspicious transaction attempts are detected in terms of Platform workflow and software security to buy/sell orders, to suspend, freeze or temporarily close the accounts of Users that carry out suspicious transactions. PARİBU may apply seizure (blocking) operations on the assets in the User's account on behalf of judicial/administrative authorities, limited to the periods provided for in the laws, due to seizure (blocking) requests to come from judicial and/or administrative authorities and as a result of the requests to come from these authorities to banks and upon the notification of banks. PARİBU's legal and criminal liability cannot be invoked due to the application of this article by PARİBU within the framework of the rules of honesty and good faith.

8.4. PARİBU is entitled to temporarily or permanently close the accounts of Members and Users who use expressions contrary to general morality and rules of honesty in correspondence and conversations via the email and telephone support line to buy/sell orders, and to suspend, freeze or permanently close the accounts of these Members. PARİBU's legal and criminal liability cannot be invoked due to the application of this article by PARİBU within the framework of the rules of honesty and good faith.

8.5. In the event that Crypto Assets or Turkish lira are erroneously sent to the User in such a way as to give rise to unjust enrichment by PARİBU, this matter shall be notified to the User immediately by all means (email, call, SMS, etc.). In the event that, despite the notification, the refund is not made by the User within 1 (one) business day, the User's account may be closed, suspended or have its access stopped indefinitely by PARİBU without the need for any further warning or notification. Likewise, in this case, the User's account may be brought down to a negative balance by PARİBU as much as the erroneously made transfer, and legal remedies shall be resorted to. The User accepts and undertakes in advance that, in this matter, they irrevocably RELEASE PARİBU. PARİBU reserves the right to compensate for the direct or indirect damages it suffers due to this transaction.

8.6. Despite PARİBU's identification that any article or articles in the Agreement have been breached by the Member and User, the non-termination of the Agreement by PARİBU and the non-resort to legal remedies regarding the Member and User cannot be interpreted as a waiver of these rights by PARİBU. All rights of PARİBU against these identified breaches are reserved.

9. THE CUSTOMER'S PARİBU ASSETS

In the event that any article or articles in the Agreement are breached by the User and Member, PARİBU has the right to cancel, delete, halt, suspend and restrict the account of the User and Member without any prior notice. However, even in the event of the exercise of these rights by PARİBU, the assets of the User at PARİBU shall not be affected by this situation, and the assets of the User at PARİBU shall, on the condition that there is no restriction arising from the laws on these assets and upon request, be returned to the User. The User has the right to transfer the Crypto Asset units associated with the Account for 90 (ninety) days after the deactivation, cancellation or termination of the account. This period begins from the date the User closes their account or from the notification to be sent on the date the account is deactivated, cancelled or terminated by PARİBU. At the end of the 90 (ninety) day period, the disposal authority over the assets passes to PARİBU.

10. AMENDMENTS TO THE AGREEMENT

PARİBU may, at any time it deems appropriate, unilaterally amend the Agreement and any policy, terms and conditions, including the Personal Data Processing and Protection Policy on the Platform, by publishing them on the Platform, provided that they are not contrary to the provisions of the applicable legislation. The amended provisions of this Agreement shall come into force on the date they are published on the Platform; the remaining provisions shall remain in force as they are and shall continue to produce their provisions and consequences. The amended articles and the Agreement shall be notified to Users by SMS and/or by Email; if Users continue to use the Platform, they shall be deemed to have accepted the Agreement and the amendments as they are. Users who do not accept the Agreement and the amendments may terminate their membership without any obligation to compensate; in this case, Article 9 of the Agreement shall apply.

11. FORCE MAJEURE

If events occurring outside PARİBU's control, not arising from its fault and not reasonably foreseeable, including riot, embargo, government intervention, insurrection, occupation, war, mobilisation, strikes, lockouts, industrial actions or boycotts, including cyber-attack, communication problems, infrastructure and internet faults, system improvement or renewal works and faults that may occur as a result thereof, electricity outage, fire, explosion, storm, flood, earthquake, migration, epidemic or any other natural disaster ("Force Majeure") prevent or delay PARİBU from performing its obligations under the Agreement, PARİBU cannot be held liable for the obligations whose performance is prevented or delayed as a result of force majeure, and this situation cannot be considered a breach of the Agreement.

12. GENERAL PROVISIONS

12.1. The User, Member and Visitor accept that, in disputes that may arise from the contract, the official books and commercial records of PARİBU and the e-archive records, electronic information and computer records held in PARİBU's database and on its servers shall constitute binding, conclusive and exclusive evidence, and that this article is in the nature of an evidentiary contract within the meaning of Article 193 of the Code of Civil Procedure No. 6100.

12.2. The Agreement shall be subject exclusively to the laws of the Republic of Türkiye. All disputes arising from or in connection with the Agreement shall be within the exclusive jurisdiction of the Istanbul (Çağlayan) Courts and Enforcement Offices.

12.3. PARİBU shall communicate with the Member and User by way of the email address notified at the moment of membership creation, or by calling and sending SMS messages to the telephone number. The Member and User are obliged to keep their email address and telephone number up to date. The User shall immediately update the said information in the event of any change to the information provided at the time of conclusion of the Agreement. PARİBU shall not be liable for the failure of access to the Platform or the inability to benefit from the Platform due to this information being provided incompletely or contrary to the truth, or not being up to date.

12.4. The Agreement constitutes the entire agreement between the Parties with regard to the subject matter. In the event that any provision of the Agreement is decided by any competent court or administrative authority to be invalid or unenforceable in whole or in part, or unreasonable, the Agreement shall be deemed severable to the extent of such invalidity, unenforceability or unreasonableness, and the other provisions shall continue to remain in full force and effect.

12.5. The Member shall not, without the prior written consent of PARİBU, assign their rights or obligations under the Agreement, in whole or in part. PARİBU, however, may transfer and assign its rights, obligations, debts and/or receivables under the Agreement without being subject to any consent.

12.6. The non-use or non-enforcement by one of the Parties of any right granted to it under the Agreement shall not mean that it has waived the said right or prevent the said right from being used or enforced subsequently.

12.7. When the Member becomes a member of the site, they accept, declare and undertake that they have read and understood all articles of the Agreement separately and that they approve the entire content and all provisions of the Agreement. Users who do not accept the Agreement must not become a member of the site and must not benefit from the services of the site.

13. CLOSURE OF THE ACCOUNT

The Member and User may, without putting forward any reason, request the complete closure of their account at any date they wish. The Member and User may transmit this request only via the Paribu Support link. Upon this request to be transmitted by the Member or User, the Member's account shall be closed within 30 (thirty) days from the date the request reaches us.

In line with legal regulations and the legitimate interests of PARİBU, the account transaction details and data of the Member whose account is closed shall continue to be retained by PARİBU during the periods provided for in the laws or required by the processing purpose.

This Agreement, consisting of 13 (thirteen) main articles, has come into force as of the moment of its approval by means of the Member reading each provision and understanding it in its entirety and approving it electronically.

1. PARTIES

This Terms of Use and User Agreement (hereinafter referred to as the "Agreement");

has been signed between, on the one hand, PARİBU KRİPTO VARLIK ALIM SATIM PLATFORMU A.Ş. with MERSIS Number 0827062136100017, having its registered address at Huzur Mahallesi Maslak Ayazağa Caddesi Uniq İstanbul Sitesi B Blok No: 4B Sarıyer/İstanbul, the owner of www.paribu.com and the mobile device applications (hereinafter referred to as "PARİBU") and, on the other hand, persons who accept the conditions set out below ("Member") on www.paribu.com or the mobile applications officially announced by PARİBU (hereinafter referred to as the "Platform").

PARİBU and the Member are referred to in the Agreement separately as a "Party" and together as the "Parties".

2. DEFINITIONS

PARİBU: Refers to PARİBU KRİPTO VARLIK ALIM SATIM PLATFORMU A.Ş.

Member / Members: Refers to persons who electronically sign the Agreement on the Platform but have not yet completed identity verification.

User / Users: Refers to natural or legal persons who accept the Agreement on the Platform and, without limitation, all contracts, permission and approval forms signed during the membership process, and who acquire the title of "User" by completing identity verification.

Visitor / Visitors: Refers to persons who visit the Platform without becoming a member.

Crypto Asset: Refers to an intangible asset unit that can be transferred to anywhere in the world, has no central control point, is based on blockchain technology, the price of which is not determined by anyone but rather varies according to the free market, can be electronically created and stored using distributed ledger technology or similar technology, is distributed via digital networks, and may represent value or rights.

Crypto Asset Wallet: Refers to a computer software that holds your Crypto Asset addresses and their keys. Crypto Assets can be transferred between these addresses. These Crypto Asset addresses are randomly generated cryptographic public-key pairs.

Platform: Refers to the website consisting of the domain www.paribu.com and the sub-domains connected to this domain, and the mobile applications offered for service via the Android operating system and the iOS operating system, which also belong to PARİBU. The said Platform refers to the environment in which Crypto Asset trading, initial sale or distribution, exchange, transfer, the custody required for these and other transactions that may be determined are carried out.

Personal Data Processing and Protection Policy: Refers to the text — accessible via the Platform — that regulates the general procedures and principles regarding the processing of personal data by PARİBU, including matters such as the purposes for which and the manner in which personal data processed by PARİBU will be used.

Account Information Page: Refers to the special page accessible only with the telephone number and password belonging to the relevant User, on which the User can carry out the necessary procedures to benefit from the various applications and Services on the Platform, and on which they enter their personal data and the information requested from them on an application-by-application basis.

Services: Refers to the applications offered by PARİBU for the purpose of enabling Members and Users to carry out the works and operations defined within the Agreement.

KVKK: Refers to the Personal Data Protection Law No. 6698 and all legislation connected to this Law.

3. PURPOSE

The Agreement has been entered into for the purpose of regulating the mutual rights and obligations between PARİBU and the User, Member and Visitor regarding the Member's benefitting from the Services offered by PARİBU.

4. COMMENCEMENT

The Agreement begins with the Visitor's electronic membership of the Platform. When becoming a member of the Platform, the Visitor accepts, declares and undertakes that they have read all provisions of the Agreement and each article separately, and that they agree separately on each article.

5. RIGHTS AND OBLIGATIONS OF THE PARTIES

5.1. In order to acquire member status, the Agreement on the Platform must be electronically signed, the information requested therein must be filled in correctly and up to date, and the membership application must be evaluated and approved by PARİBU. After the membership application is approved by PARİBU, Visitors are accepted as Members.

5.2. Following the Member's completion of identity verification procedures (i. providing the information requested from them, ii. carrying out remote identity verification and liveness tests, iii. carrying out their first financial movement by bank and/or credit card, iv. fulfilling other conditions required by the legislation, and v. fulfilling other conditions to be determined by PARİBU), and following PARİBU's carrying out of the necessary checks regarding the prevention of money laundering and the financing of terrorism, the User status begins where there is no objection and the membership is approved by PARİBU; thus the User acquires the rights and obligations specified in the Agreement and in the relevant places on the Platform. The User's signing of the Agreement, activating their account and completing identity verification procedures does not mean that they will benefit immediately from Crypto Asset transfers and Turkish lira transfers. PARİBU may set certain rules regarding Users' use of their accounts and may update these rules at any time without prior notice. Within this scope, after the User electronically signs the Agreement, completes identity confirmation and activates their account, they may begin to make Turkish lira deposits and withdrawals; however, they must wait 48 (forty-eight) hours in order to be able to make a Crypto Asset withdrawal. After Turkish lira deposit transactions to the User's account, restrictions may be applied to Crypto Asset send transactions for security purposes for a definite/indefinite period. In this case, the User may, if they wish, create a request via Paribu Support by submitting the information, documents and visuals requested by PARİBU. Although it is at the discretion of PARİBU, after the verification of the information, documents and visuals submitted, the User's Crypto Asset transfer transactions may be permitted without waiting for the 48 (forty-eight) hour period. For detailed information on all account uses, please visit the Paribu Support page. All notifications regarding account use will be announced via this link, and these announcements are an integral part of the Agreement.

5.3. The User who is a natural person accepts, declares and undertakes that they are over 18 (eighteen) years of age and have the capacity to exercise civil rights under Turkish laws in order to use the site. The natural person who creates an account on behalf of a User who is a legal person accepts, declares and undertakes that they are the authorised representative of the legal person they represent, and that all information and documents declared and submitted for membership are accurate. Liability for all damages that may arise due to the User providing this information incorrectly belongs to the User and/or the legal person they represent. PARİBU is entitled, in the event that it determines that the User has provided incorrect and/or false information, to cancel, halt or suspend the account belonging to the User without any notice and not to open an account for this person thereafter. PARİBU shall not be liable for any damages that may arise for these reasons.

5.4. The User declares that, in any transaction they will carry out through their account at PARİBU, they will act in their own name and for their own account, and will not act on behalf of another. In the event that the User acts on behalf of or for the account of another, they undertake to provide written information to PARİBU before carrying out the transaction in compliance with Article 15 of Law No. 5549 on the Prevention of Laundering of Proceeds of Crime, and to provide all information and documents requested for the identification of the person on whose behalf the action is taken, including the identity information of that person. In the event that the User does not provide all information and documents requested for identification, they accept, declare and undertake that they will not raise any objection in the event that the requested transaction is not carried out by PARİBU. PARİBU is entitled to terminate this Agreement and close the account to use without complying with any notice period in the event that it determines that the User's account is being used for unjust enrichment, with bad intent or for false purposes, or is being transferred or otherwise used for the purposes of acts prohibited under local legislation, including in connection with illegal betting and games of chance.

5.5. The User may not transfer, sell, donate or, under any name whatsoever, allow third parties to use their account or rights. However, with the condition that the User or their representative submits to PARİBU a special power of attorney that has been duly issued by a Notary office and that expressly contains the powers regarding having their account at PARİBU used, the User's proxy may be permitted by PARİBU to use the User's account, with all legal and criminal liability belonging to themselves. PARİBU may request additional information and documents from the special authorised representative who will use the account in order to verify the beneficial owner information of this person. In the event that actions of the User contrary to this article are identified, PARİBU has the right to cancel, halt or suspend the User's account without prior notice. All damages occurring within the scope of this article are the responsibility of the User and the representative, and all criminal sanctions also belong to these persons. The User and the representative accept that they irrevocably RELEASE PARİBU due to PARİBU's exercise of these rights.

5.6. The User has the right to terminate their member status at any time. The carrying out of cancellation of membership does not mean cancellation of any consent given for sending commercial electronic messages. The User must also separately withdraw the consent for sending electronic messages they previously gave.

5.7. The owner of all services connected to the service offered on the Platform, the domain names, software codes, interfaces, content, product reviews, videos, algorithms, drawings, models, designs, copyrights and, without limitation, all other intellectual and industrial rights is exclusively PARİBU KRİPTO VARLIK ALIM SATIM PLATFORMU A.Ş. (excluding content and applications obtained from third parties). PARİBU does not permit the copying, reproduction and dissemination of, and reverse engineering of, the said services and the pages connected thereto. The User, Member and Visitor accept, declare and undertake that they will not act contrary to these provisions. The action contrary to these provisions of the person or persons directly or indirectly associated with the User, Member and Visitor is a reason for unilateral and just termination of the Agreement, and all legal and criminal liability belongs to the User, Member and Visitor. PARİBU is entitled not to open an account for this person or persons thereafter.

5.8. The User is responsible for the accuracy and confidentiality of the information provided when becoming a member of the site, for the protection of the membership and password information determined by the Member during the membership period, for the validity period of the approval codes sent by the system, and for ensuring that this information is not shared with third parties or obtained by third parties in any way whatsoever. On the other hand, PARİBU cannot be held liable for cyber-attacks and any kind of theft offences that may occur in the User's accounts or in PARİBU's systems, whether arising from PARİBU's systems or those of the internet hosting company, or for any reason. The User accepts, declares and undertakes that they will not make any claim against PARİBU under any name for damages arising from these matters and that, in this respect, they irrevocably RELEASE PARİBU.

5.9. When carrying out a money transfer transaction, the User shall use a bank account registered in their own name and operating under the laws of the Republic of Türkiye. The User is responsible for any delays that may occur or for the non-occurrence of the transfer in the event of a transfer from the bank account of a different person. The User accepts that PARİBU has no liability for the related delays. The refund process for transfers made from the bank account of different persons is set out in the "Help Centre" section, which is an integral part of the Agreement. Likewise, the User is also responsible for delays arising from making transfers via ATMs or other money deposit methods, or for the non-occurrence of the transfer. The procedures regarding these matters are set out in the "Help Centre" section. The action contrary to these provisions of the User or of the person or persons directly or indirectly associated with the User is a reason for unilateral and just termination of the Agreement, and all legal and criminal liability belongs to the User. PARİBU is entitled not to open an account for this person or persons thereafter.

5.10. The User may have only a single account and may use the Platform only for the purpose of benefitting from the services defined in the Agreement. The User accepts, declares and undertakes that PARİBU has the right to cancel, halt or suspend all accounts without prior notice in the event that PARİBU identifies the existence of more than one account belonging to the same person, that PARİBU has no liability due to these procedures, and that they irrevocably RELEASE PARİBU on this account. All legal and criminal liability that arises and may arise in the cases enumerated within the scope of this article belongs to the User.

5.11. The Member and User declare that they accept that they will act in compliance with the provisions of the Agreement, all conditions specified on the Platform, the applicable legislation and rules of morality in the transactions and correspondence they carry out on the Platform. Legal and criminal liability for the transactions and actions carried out by the Member and User within the Platform belongs to themselves.

5.12. The User accepts in advance that they will not use the site, and will not allow others to use the site, for purposes contrary to all legislation in force in the Republic of Türkiye, in particular the Law on the Prevention of Laundering of Proceeds of Crime, and to general rules of law, and that they shall be responsible for all legal and criminal liability that may arise in the event that they use the site, or allow others to use their account, for purposes contrary to law and legislation. PARİBU cannot be held liable for any disposal and restriction to be applied by the authorised authorities on the account and Crypto Assets due to the User's use of the account contrary to Turkish Laws.

5.13. PARİBU may share information regarding the User, Member and Visitor that it holds with the said authorities, limited to the request, where so requested by the authorised authorities under applicable legislation.

5.14. PARİBU may at any time request certain information/documents from the User for information security, account-transaction confirmation and/or fulfilment of obligations arising from existing and future legal regulations.

The User must, where so requested by PARİBU, document the accuracy of their membership information. In the event that the requested information is not shared at all, or is shared incompletely or with delay, by the User, PARİBU has the right to unilaterally terminate the Agreement, block, suspend or completely delete the User's account without prior notice. PARİBU is not liable for damages that may arise for this reason.

5.15. The User is responsible for the transfers they make to the Crypto Asset Wallets and addresses of Crypto Assets listed on the Platform. In the event of the transfer of a crypto asset to a different Crypto Asset Wallet (for example, sending the crypto asset named USDT to a BTC wallet address), PARİBU cannot be held liable for this transfer, and all liability belongs to the User who made the erroneous send. According to the technical features of Crypto Assets, liability for erroneous sends to be experienced due to the incorrect entry of information that must be entered when making the transfer (for example, TAG, MEMO, Crypto Asset Wallet address, etc.) also belongs to the User. Liability for all damages that will arise in transfers made by the User via a network not present and/or not supported on PARİBU, and erroneous sends to PARİBU addresses of Crypto Assets not announced or listed on PARİBU, also belongs to the User. By way of example and without limitation, in the event that any request is made to PARİBU for the recovery of erroneous transfers attributable to Users as enumerated here, PARİBU is not under an obligation to fulfil these requests; however, a fee may be requested from the User for the fulfilment of these requests. Since this request will vary for each transaction specifically, the fee will be notified to the User upon request from the User and, if accepted by the User in writing, an attempt will be made to fulfil it; however, even in this case it has been accepted by the User that the recovery may not be possible. The User accepts, declares and undertakes that they irrevocably RELEASE PARİBU for all these situations.

5.16. The User is responsible for all tax obligations that will arise due to their use of the Platform and other obligations that may be introduced by legal regulation. No invoice will be sent to the User due to the User's use of the Platform and the transfers they make.

5.17. The membership and password information needed by the Member to access the Account Information Page and to carry out transactions on the Platform is created by the Member, and the security and confidentiality of the said information is entirely the Member's responsibility. The Member must use a strong password on the Platform and must use the relevant password only on the PARİBU Platform. The Member is responsible for the accuracy and confidentiality of the information provided when becoming a member of the Platform; accepts, declares and undertakes that the transactions carried out with their membership information and password were carried out by themselves; that liability arising from these transactions belongs to themselves in advance; that they may not raise any defence and/or objection that they did not carry out the works and transactions thus carried out, and/or refuse to fulfil their obligations on the basis of such defence or objection.

5.18. PARİBU cannot in any way be held liable for technical faults that may occur on the Platform. In addition, it cannot be held liable for any damage that arises and may arise directly or indirectly due to short or long-term technical faults. In cases such as transactions occurring due to technical errors and/or at unrealistic prices, PARİBU may cancel or reverse these transactions in order to correct the Platform and the systems used and to ensure their proper operation. PARİBU cannot be held liable for such transactions and no right may be claimed under any name. In the event of cancellation and/or reversal, the relevant User accounts may be frozen and, if a payment was made, the refund of the unjustly made payment may be requested. In the event that the relevant amounts are not refunded, PARİBU has the right to resort to all legal remedies.

5.19. The User, Member and Visitor will not use the Platform unlawfully or contrary to morality, in particular in the cases listed below.

i. Use of the Platform for the purpose of creating, controlling, updating or modifying a database, record or directory in the name of any person;

ii. Use of all or part of the Platform for the purpose of corruption, modification or reverse engineering;

iii. Carrying out transactions using false information or the information of another person, the creation of fake accounts using false or misleading personal data including false or misleading residence address, email address, contact, payment or account information, and the use of these accounts in a manner contrary to the Agreement or applicable legislation, the use of the account of another Member and/or User, becoming a party to or participant in transactions by impersonating another person or under a false name;

iv. The spreading of viruses or any other malicious software harmful to the Platform, to the Platform's database, to any content on the Platform;

v. Engaging in activities that will create unreasonable or disproportionately large loads on the communications and technical systems determined by the Platform, or that will harm the technical operation; the use, without the prior written permission of PARİBU, of "screen scraping" software or systems on the Platform such as automated programmes, robots, web crawlers, spiders, data mining and data crawling; and, in this manner, the unauthorised copying, publication or use of all or part of any content on the Platform.

5.20. The User, Member and Visitor are obliged to carry out their transactions on the Platform in such a way as to cause no financial damage to PARİBU and no technical damage to the Platform. The User, Member and Visitor accept and undertake that they have taken all necessary measures, including the use of the necessary protective software and licensed products, to ensure that the use of the Platform does not contain any programme, virus, software, unlicensed product, Trojan horse, etc. that will harm the Platform. The User, Member and Visitor also accept that they will not enter the Platform by means of robots or automated entry methods.

5.21. The use of the Platform or of the content thereon contrary to the conditions of use determined by the Agreement or contrary to the provisions of applicable legislation is unlawful; the relevant claim, lawsuit and proceedings rights of PARİBU are reserved.

5.22. Various procedures are applied at PARİBU for the security of Members. Within this scope:

5.22.1. Membership Creation;

PARİBU registers membership using two-factor verification (SMS and email approval) for the security of its Users and Members.

5.22.2. Transfer Transactions;

The User may transfer Turkish lira identified to their PARİBU account only to a bank account registered in their own name operating under the laws of the Republic of Türkiye. No additional approval procedure is operated for this transfer beyond the order to be given by the user.

A two-factor security procedure is applied for the carrying out of the User's Crypto Asset transfer order. Accordingly, after the transfer order, the User must enter correctly into the relevant fields the SMS approval code and the email approval code sent by PARİBU. In the event that the User has activated 2FA approval on their account, they must enter correctly into the relevant fields the 2FA approval code and the email approval code.

5.22.3 Activating the 2FA Security Option;

When the User wishes to activate the 2FA Security option on their account, they must enter correctly into the relevant fields the SMS approval code that will be sent to them.

Orders to be transmitted by the User without the security procedures being completed will not be carried out, and the giving of an order will not confer any acquired right on the User. All passwords, codes and approval codes provided within the scope of membership creation, transfer transactions and 2FA referred to above must be protected with confidentiality by the User. The User must not share the codes specified herein with anyone, except to enter them in the places requested by PARİBU for the realisation of the transaction they have requested. The User is obliged to take all measures to prevent malicious persons from gaining access. In the event that the relevant codes are obtained by others in any way, the relevant User shall be exclusively liable for any direct and indirect damage arising for the relevant User.

5.23. PARİBU shall act as a prudent merchant and shall exercise all necessary care. The Crypto Assets belonging to the User are kept in environments without an internet connection (cold wallet) against any possible cyber-attack. However, PARİBU does not provide custody services to its Users, and the keeping of assets in cold wallets cannot be interpreted as a custody service. In the event that the User's account is in any way obtained by unauthorised persons and PARİBU services are used, the provisions of Article 5.17 of the Agreement shall apply. The User declares and undertakes that, in this respect, they irrevocably RELEASE PARİBU.

5.24. Since Crypto Assets are based on blockchain technology, Crypto Asset transfers carried out via the Platform cannot be reversed by PARİBU. Since Crypto Asset transfers cannot be reversed, the service fee and transaction fee received from the User by PARİBU also cannot be refunded. The User declares and undertakes that, due to these transactions, they irrevocably RELEASE PARİBU.

5.25. PARİBU has the right not to accept the orders given by Users, without showing any reason. However, in this case, PARİBU shall refund the money deposited by the Users.

5.26. PARİBU initiates withdrawal and deposit transactions in money sends and Crypto Asset sends made by the User in line with the rules determined by PARİBU [for rules regarding transactions, please obtain detailed information from the deposit and withdrawal transactions guide] and in compliance with the software infrastructure within 48 (forty-eight) hours from the date the User enters the order into the system, except for technical faults, unforeseeable circumstances and other situations not limited thereto. PARİBU does not undertake to make a Crypto Asset withdrawal or deposit at the moment the order is given to any User. However:

5.26.1. PARİBU shall not be liable for damages that will arise in the event that money deposit and/or withdrawal transactions are not carried out, or are carried out late, due to "force majeure" cases enumerated in the laws and/or due to legal obligations.

5.26.2. PARİBU shall not be liable for damages that will arise in the event that Crypto Asset deposit and/or send transactions are not carried out, or are carried out late, due to "force majeure" cases enumerated in the laws and/or due to legal obligations.

5.27. PARİBU announces its fees relating to the services in the support section of the Platform. The relevant section is accessed at www.paribu.com/destek. The fees in this section are an integral part of the Agreement and shall come into force from the moment they are announced in the help section.

5.28. PARİBU is entitled to make any kind of change in the rates and limits of money deposit and withdrawal transactions offered via the Platform. PARİBU shall not be liable for damages that will arise due to these changes. PARİBU announces these changes on the help pages or other pages on the Platform. PARİBU may unilaterally determine the daily, weekly and monthly Turkish lira and Crypto Asset deposit and withdrawal limits of Users. PARİBU determines this assessment on a case-by-case basis and, according to the User's risk assessment, again unilaterally, has the authority to decrease and increase these limits at any time and without prior notice. No liability under any name may be imposed on PARİBU by the User due to PARİBU's exercise of these powers. The User accepts and declares in advance that they irrevocably waive these rights.

5.29. PARİBU shall provide support services only via the support channels offered through Paribu Support and the telephone number announced on the Platform. No support service is provided to Users by any method other than these support channels and telephone number. In the support services to be provided via the support channels and telephone number announced, no password, SMS or email approval code will be requested from Users by PARİBU, and no Crypto Asset address will be communicated to Users for the purpose of sending Crypto Assets. The User accepts that they will receive support from PARİBU in line with the provisions of this article. PARİBU cannot be held liable for damages and losses suffered or likely to be suffered by Users in the event of contact made using the name of PARİBU or by creating this impression, other than the channels of communication mentioned. PARİBU cannot be held liable for the aggrievement experienced by persons due to the obtaining of the identity information and similar sensitive data of Users by malicious third parties presenting themselves as PARİBU employees, or via "pirate" sites created using the name of PARİBU or by creating this impression. The User accepts, declares and undertakes that, in these matters, they irrevocably RELEASE PARİBU.

5.30. The Platform belonging to PARİBU is a Crypto Asset trading platform. Via the Platform, Users carry out, among themselves, the trading of the Crypto Assets listed on PARİBU. PARİBU does not determine the values formed on the Platform. Values are determined according to the supply and demand relationship. The Platform only acts as an intermediary for this trading. PARİBU has no liability for changes in the prices of Crypto Assets determined according to the supply and demand of Users. The liability for all damages and losses that will arise for these reasons belongs to the User.

5.31. PARİBU is a company entirely independent from similar Crypto Asset trading platforms and is not a representative of any company, platform or institution. It does not engage in joint work with any company. For this reason, Users cannot hold PARİBU liable for the aggrievement they experience via other similar platforms.

5.32. PARİBU does not undertake that the use of the Platform will be uninterrupted and error-free. Although the Company aims for the Platform to be accessible and usable 24/7, it does not provide a guarantee regarding the operation and accessibility of the systems that provide access to the Platform.

5.33. The non-use at the moment of arising of the rights and powers specified in the Agreement by PARİBU does not mean that there is, even implicitly, a waiver of these rights and powers and of their exercise. PARİBU is competent to exercise these rights and powers at any time it wishes, in compliance with the legislation.

5.34. PARİBU has the right to receive a service fee from the User at a rate determined by itself in Turkish lira withdrawal transactions and Crypto Asset buy/sell transactions. PARİBU has the right to make changes to these fees and rates at any time without prior notice. However, the changes made shall be announced on the Platform.

6. CONFIDENTIALITY AND THE PROTECTION OF PERSONAL DATA

6.1. Processing of Personal Data:

PARİBU is subject to the KVKK with regard to the processing of personal data obtained from its Users. PARİBU processes the personal data it collects from its Users in accordance with the Personal Data Processing and Protection Policy that can be accessed via the Platform. The Personal Data Processing and Protection Policy is an integral part of the Agreement.

For more information regarding our use of personal data and the rights you have on these matters, and to obtain information regarding our protection and processing of your personal data within the scope of the KVKK, you may review the privacy notices prepared specific to personal data processing processes, access the Personal Data Processing and Protection Policy on the Platform, and exercise the said rights by sending an email to [email protected].

The email address from which you contact us must be the email address you submitted during your PARİBU membership process. Unless reasonable proof is provided that you are a User, requests received from other email addresses will not be responded to.

6.2. Confidentiality:

6.2.1. PARİBU undertakes by this notification to keep the confidential information given to it strictly private and confidential, accepts the obligation to keep it as a secret and to take all necessary measures and exercise all due care to ensure and maintain confidentiality and to prevent the entry of all or any part of the confidential information into the public domain, or its disclosure to an unauthorised user or third party. PARİBU may share personal information of the User with legal authorities.

6.2.2. PARİBU undertakes:

To receive Confidential Information appropriately and to protect it in great confidentiality;

That it will not use Confidential Information for any other purpose, directly or indirectly, in any way whatsoever, other than for the realisation of the purpose of the relationship between the Parties;

That it will not, except in cases of legal obligations, disclose Confidential Information to third parties without the consent of the User and will not permit its use and/or copying by third parties;

That Confidential Information will also be protected by the personnel it employs, agents, and natural or legal persons acting on behalf of the Parties.

6.2.3. PARİBU may disclose information regarding Users to third parties, going outside the provisions of the confidentiality notice:

Where information regarding Users is requested in line with the obligations introduced by court orders, laws, regulations and similar written rules of law issued and in force by authorised legal authorities, and in line with an investigation, inquiry or prosecution conducted in compliance with procedural methods by authorised administrative and/or judicial authorities;

In cases where the provision of information is necessary for the purpose of protecting the rights or security of Users;

In cases related to the fulfilment of the requirements of the contracts between Users and to their implementation.

7. INTELLECTUAL PROPERTY RIGHTS

The "PARİBU" brand and logo, the design, software, domain name of the "PARİBU" mobile application and Platform, and all kinds of intellectual property rights of any brand, design, logo, commercial presentation form, slogan and all other content created by PARİBU in connection therewith are the property of PARİBU itself. The Visitor, Member and User cannot use, share, distribute, display, reproduce or create derivative works from the intellectual property rights subject to the ownership of PARİBU or its affiliates without its written permission. The Visitor, Member and User cannot use all or any part of the Platform in another environment without the written permission of PARİBU. In the event that the Visitor, Member or User acts in such a way as to violate the intellectual property rights of third parties or PARİBU, the Visitor, Member and User are obliged to compensate PARİBU and/or the said third party for all direct and indirect damages and costs.

8. LEGAL AND CRIMINAL SANCTIONS

8.1. The Visitor, Member and User undertake that they will use the site within the scope of the laws and all legislation of the Republic of Türkiye. In the event of unlawful use, PARİBU has the right and authority to share all information regarding the Member with the authorised authorities. This matter cannot be evaluated within the scope of breach of confidentiality and no liability can be attributed to PARİBU.

8.2. Due to the application of the provisions of the Agreement, the Visitor, Member and User undertake that they will not make comments and shares using the name and/or logo of PARİBU that tarnish the name of PARİBU, harm its commercial reputation or create unfair competition. This undertaking covers all kinds of written and visual media and all social media outlets. In the event that the breach of this article is identified, PARİBU has the right to unilaterally terminate the Agreement, block, suspend or completely delete the Member's account without prior notice. Likewise, PARİBU shall exercise all rights of compensation against the Visitor, Member and User due to the breach of this article. The Visitor, Member and User accept, declare and undertake that, due to the application of this article, they irrevocably waive in advance all rights of objection and request.

8.3. PARİBU is entitled to temporarily or permanently close the account or accounts of a User on which suspicious transaction attempts are detected in terms of Platform workflow and software security to buy/sell orders, to suspend, freeze or temporarily close the accounts of Users that carry out suspicious transactions. PARİBU may apply seizure (blocking) operations on the assets in the User's account on behalf of judicial/administrative authorities, limited to the periods provided for in the laws, due to seizure (blocking) requests to come from judicial and/or administrative authorities and as a result of the requests to come from these authorities to banks and upon the notification of banks. PARİBU's legal and criminal liability cannot be invoked due to the application of this article by PARİBU within the framework of the rules of honesty and good faith.

8.4. PARİBU is entitled to temporarily or permanently close the accounts of Members and Users who use expressions contrary to general morality and rules of honesty in correspondence and conversations via the email and telephone support line to buy/sell orders, and to suspend, freeze or permanently close the accounts of these Members. PARİBU's legal and criminal liability cannot be invoked due to the application of this article by PARİBU within the framework of the rules of honesty and good faith.

8.5. In the event that Crypto Assets or Turkish lira are erroneously sent to the User in such a way as to give rise to unjust enrichment by PARİBU, this matter shall be notified to the User immediately by all means (email, call, SMS, etc.). In the event that, despite the notification, the refund is not made by the User within 1 (one) business day, the User's account may be closed, suspended or have its access stopped indefinitely by PARİBU without the need for any further warning or notification. Likewise, in this case, the User's account may be brought down to a negative balance by PARİBU as much as the erroneously made transfer, and legal remedies shall be resorted to. The User accepts and undertakes in advance that, in this matter, they irrevocably RELEASE PARİBU. PARİBU reserves the right to compensate for the direct or indirect damages it suffers due to this transaction.

8.6. Despite PARİBU's identification that any article or articles in the Agreement have been breached by the Member and User, the non-termination of the Agreement by PARİBU and the non-resort to legal remedies regarding the Member and User cannot be interpreted as a waiver of these rights by PARİBU. All rights of PARİBU against these identified breaches are reserved.

9. THE CUSTOMER'S PARİBU ASSETS

In the event that any article or articles in the Agreement are breached by the User and Member, PARİBU has the right to cancel, delete, halt, suspend and restrict the account of the User and Member without any prior notice. However, even in the event of the exercise of these rights by PARİBU, the assets of the User at PARİBU shall not be affected by this situation, and the assets of the User at PARİBU shall, on the condition that there is no restriction arising from the laws on these assets and upon request, be returned to the User. The User has the right to transfer the Crypto Asset units associated with the Account for 90 (ninety) days after the deactivation, cancellation or termination of the account. This period begins from the date the User closes their account or from the notification to be sent on the date the account is deactivated, cancelled or terminated by PARİBU. At the end of the 90 (ninety) day period, the disposal authority over the assets passes to PARİBU.

10. AMENDMENTS TO THE AGREEMENT

PARİBU may, at any time it deems appropriate, unilaterally amend the Agreement and any policy, terms and conditions, including the Personal Data Processing and Protection Policy on the Platform, by publishing them on the Platform, provided that they are not contrary to the provisions of the applicable legislation. The amended provisions of this Agreement shall come into force on the date they are published on the Platform; the remaining provisions shall remain in force as they are and shall continue to produce their provisions and consequences. The amended articles and the Agreement shall be notified to Users by SMS and/or by Email; if Users continue to use the Platform, they shall be deemed to have accepted the Agreement and the amendments as they are. Users who do not accept the Agreement and the amendments may terminate their membership without any obligation to compensate; in this case, Article 9 of the Agreement shall apply.

11. FORCE MAJEURE

If events occurring outside PARİBU's control, not arising from its fault and not reasonably foreseeable, including riot, embargo, government intervention, insurrection, occupation, war, mobilisation, strikes, lockouts, industrial actions or boycotts, including cyber-attack, communication problems, infrastructure and internet faults, system improvement or renewal works and faults that may occur as a result thereof, electricity outage, fire, explosion, storm, flood, earthquake, migration, epidemic or any other natural disaster ("Force Majeure") prevent or delay PARİBU from performing its obligations under the Agreement, PARİBU cannot be held liable for the obligations whose performance is prevented or delayed as a result of force majeure, and this situation cannot be considered a breach of the Agreement.

12. GENERAL PROVISIONS

12.1. The User, Member and Visitor accept that, in disputes that may arise from the contract, the official books and commercial records of PARİBU and the e-archive records, electronic information and computer records held in PARİBU's database and on its servers shall constitute binding, conclusive and exclusive evidence, and that this article is in the nature of an evidentiary contract within the meaning of Article 193 of the Code of Civil Procedure No. 6100.

12.2. The Agreement shall be subject exclusively to the laws of the Republic of Türkiye. All disputes arising from or in connection with the Agreement shall be within the exclusive jurisdiction of the Istanbul (Çağlayan) Courts and Enforcement Offices.

12.3. PARİBU shall communicate with the Member and User by way of the email address notified at the moment of membership creation, or by calling and sending SMS messages to the telephone number. The Member and User are obliged to keep their email address and telephone number up to date. The User shall immediately update the said information in the event of any change to the information provided at the time of conclusion of the Agreement. PARİBU shall not be liable for the failure of access to the Platform or the inability to benefit from the Platform due to this information being provided incompletely or contrary to the truth, or not being up to date.

12.4. The Agreement constitutes the entire agreement between the Parties with regard to the subject matter. In the event that any provision of the Agreement is decided by any competent court or administrative authority to be invalid or unenforceable in whole or in part, or unreasonable, the Agreement shall be deemed severable to the extent of such invalidity, unenforceability or unreasonableness, and the other provisions shall continue to remain in full force and effect.

12.5. The Member shall not, without the prior written consent of PARİBU, assign their rights or obligations under the Agreement, in whole or in part. PARİBU, however, may transfer and assign its rights, obligations, debts and/or receivables under the Agreement without being subject to any consent.

12.6. The non-use or non-enforcement by one of the Parties of any right granted to it under the Agreement shall not mean that it has waived the said right or prevent the said right from being used or enforced subsequently.

12.7. When the Member becomes a member of the site, they accept, declare and undertake that they have read and understood all articles of the Agreement separately and that they approve the entire content and all provisions of the Agreement. Users who do not accept the Agreement must not become a member of the site and must not benefit from the services of the site.

13. CLOSURE OF THE ACCOUNT

The Member and User may, without putting forward any reason, request the complete closure of their account at any date they wish. The Member and User may transmit this request only via the Paribu Support link. Upon this request to be transmitted by the Member or User, the Member's account shall be closed within 30 (thirty) days from the date the request reaches us.

In line with legal regulations and the legitimate interests of PARİBU, the account transaction details and data of the Member whose account is closed shall continue to be retained by PARİBU during the periods provided for in the laws or required by the processing purpose.

This Agreement, consisting of 13 (thirteen) main articles, has come into force as of the moment of its approval by means of the Member reading each provision and understanding it in its entirety and approving it electronically.